Terms of Service

1. Acceptance of Terms

By accessing or using StitchBill, you agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree with any part of these Terms, you must not use the application. These Terms apply to all users, including individuals, businesses, and organizations.

2. Use of the Service

You agree to use StitchBill only for lawful purposes and in accordance with these Terms. You are responsible for:

• Maintaining the confidentiality of your account credentials
• All activities that occur under your account
• Ensuring that the information you provide is accurate and up to date

You must not misuse the service, attempt unauthorized access, or interfere with the proper functioning of the platform.

3. User Accounts

To access certain features, you may be required to create an account. You agree to:

• Provide accurate and complete registration information
• Notify us immediately of any unauthorized use of your account
• Accept responsibility for all actions taken under your account

We reserve the right to suspend or terminate accounts that contain false or misleading information.

4. User Content

You retain ownership of all data, invoices, and information you upload or create using StitchBill.

By using the service, you grant StitchBill a limited, non-exclusive, and revocable license to:

• Host, store, and process your content
• Display your data as necessary to provide the service

You are solely responsible for the legality, accuracy, and appropriateness of your content.

5. Payments and Billing (If Applicable)

If StitchBill offers paid features or subscriptions:

• Fees will be clearly communicated before purchase
• Payments must be made as agreed
• Failure to pay may result in suspension or termination of access

All payments are non-refundable unless otherwise stated.

6. Data and Privacy

Your use of StitchBill is also governed by our Privacy Policy. We take reasonable steps to protect your data; however, you acknowledge that no system is completely secure.

7. Prohibited Activities

You agree not to:

• Use the platform for fraudulent or illegal activities
• Upload harmful, abusive, or misleading content
• Attempt to reverse engineer or disrupt the service
• Use the platform to transmit malware or harmful code

Violation of these rules may result in immediate termination.

8. Service Availability

We strive to ensure that StitchBill is available at all times; however:

• We do not guarantee uninterrupted or error-free service
• Maintenance, updates, or unforeseen issues may cause downtime
• We reserve the right to modify or discontinue any part of the service at any time

9. Intellectual Property

All rights, titles, and interests in StitchBill (excluding user content) remain the property of StitchBill. This includes:

• Software
• Design
• Branding
• Features and functionality

You may not copy, reproduce, or distribute any part of the platform without permission.

10. Termination

We reserve the right to suspend or terminate your account at our sole discretion, without prior notice, if:

• You violate these Terms
• Your use poses a risk to other users or the platform
• Required by law

Upon termination, your access to the service will be revoked immediately.

11. Disclaimer of Warranties

StitchBill is provided “as is” and “as available” without warranties of any kind, whether express or implied. We do not guarantee that the service will meet your expectations or be free from errors.

12. Limitation of Liability

To the fullest extent permitted by law, StitchBill shall not be liable for:

• Indirect, incidental, or consequential damages
• Loss of profits, data, or business opportunities
• Any damages resulting from your use or inability to use the service

13. Indemnification

You agree to indemnify and hold harmless StitchBill, its owners, and affiliates from any claims, damages, or expenses arising from:

• Your use of the service
• Your violation of these Terms
• Your infringement of any third-party rights

14. Changes to Terms

We may update these Terms from time to time. Changes will be communicated via the platform or email. Continued use of the service after updates means you accept the revised Terms.

15. Governing Law

These Terms shall be governed and interpreted in accordance with the laws of your operating jurisdiction (e.g., Nigeria), without regard to conflict of law principles.

16. Contact Information

If you have any questions about these Terms, please contact:

Email: support@stitchbillapp.com